Xers expected to face significant challenges in retirement With many Gen Xers (those born between 1965 and 1980) having entered the job market too late to benefit from final salary … Read More
How to trace multiple old pension pots
Over time, pension schemes close, merge or become renamed Changed job? Moved house? It’s not always easy to keep track of a pension, especially if you’ve been in more than … Read More
How has COVID-19 affected retirement plans?
Attitudes and aspirations of this year’s retirees The coronavirus (COVID-19) pandemic has impacted on every aspect of our lives, affecting individuals’ financial situation and, for many, their plans for retirement. … Read More
Saving for your children, Q&A
“I have two children and would like to start investing for them. A relative has recently offered to give me £250 a month for each of them to invest but … Read More
Property wealth boost
Older homeowners receive £1.94 billion Older homeowners received a £1.94 billion property wealth boost in the first half of 2021, data shows[1]. More than half of the proceeds of equity … Read More
Can I use my pension to help fight climate change?
Absolutely! The majority of good pension providers now offer a range of investments with positive environmental, social and governance mandates (collectively known as ESG strategies). Switching is usually quick and … Read More
Should I combine all my old pensions into one?
It is common to accumulate multiple pensions throughout a lifetime and it is also common to consider merging them into one. After all, we now live in a Marie Kondo … Read More
Generation Xers chronically under-saving
57% face financial difficulty in retirement years According to The International Longevity Centre UK (ILCUK) report, a substantial proportion of Generation Xers (those born between 1965 and 1980) in the UK face … Read More
Suspending pension contributions
Think carefully about how action taken now could affect your retirement As more people worry about money and are struggling financially as a consequence of the coronavirus (COVID-19) pandemic, it’s … Read More
Retirement finances
COVID-19: third of retirees fearful due to negative impact Six years on from pension freedoms, non-advised savers aged over 50 are facing a ticking time bomb at retirement, according to … Read More