Having worked in Financial services for 15 years both in the UK and internationally, Billy Holds DipPFS and CERT CII (MP).

Billy Specialises in Tax Efficient Savings, Pensions, Mortgages and Protection and IHT Planning.

A keen Runner and Cyclist who also prefers Rugby over Football, Billy has a busy family life and spends his weekends looking after his two young daughters and trying to squeeze training in!